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Some people kick you when you're down, and with the effects of the prolonged recession through the jobless recovery, there are many people out there to kick. Scams targeting unemployed and short of money are on the rise, and scammers are becoming more creative and sneaky. The Federal Trade Commission and its partners announced recently that they have brought more than 90 enforcement actions in an intensified campaign against tax evaders who false promise dr dre headphone"guaranteed" jobs and opportunities "to be your own boss" those who are struggling with unemployment and income decreased as a result of the recession. "Working for a credit counseling agency nonprofit, we see too many people who are supported by these scams because they are desperate and looking for a way out," says Stephan Linnea, a planner Certified Financial with Lutheran Social Service of Minnesota. "This means that the rules on what it takes to change, the fraudsters will do everything they can to look and sound legitimate," she added. Make money on the Internet! For example, Ivy Capital and 29 co-defendants took more than 40 million people who paid thousands of dollars believing Ivy Capital would help develop their own Internet businesses and earnvibram five fingers footwearr up to $ 10,000 per month. According to the FTC's complaint, telemarketers Ivy Capital has asked consumers the credit they had on their credit cards, then convince them with a significant portion of their available credit to purchase a business coaching program. Now Hiring Health Care Jobs Finance Jobs Government Jobs Jobs part time Search Jobs But the products and services advertised are worthless, the complaint. Ivy Capital "expert" coaches lacked the knowledge and experience has promised its software construction site was not working properly, and lawyers and accountants who have said the defendants provide assistance were nonexistent. People paid up to $ 20,000 for a program of business coaching and related products and services, but got very little in return. As alleged in the complaint to the FTC, telemarketers called Ivy Capital persons who responded to email and advertising work at home business opportunities and internet companies such as Jennifer Johnson's Home Job Placement Program and Brent Austin automated wealth system. The ads are from fictitious companies Ivy Capital created to generate sales leads - the Vibram 5 Fingers ames of potential customers and phone numbers - in its actual operation. The complaint further alleged that in appeals that could last over an hour, the telemarketers used high pressure sales tactics and unrealistic promises. Shortly after signing for the program, customers Ivy Capital has received sales calls from companies affiliated with it offering additional business services, including access to expert advice and credit tax that could cost thousands of dollars more. Ivy has offered a rebate program that, in practice it is difficult for people to recover their money if they canceled. Ivy Capital defendants have misrepresented earnings potential of their programs, goods and services they provide, and failing to report and to honor their refund policy, in violation of the FTC Act. They called the phone numbers on the Do Not Call Registry, and has not paid the fee for access to records, in violation of the rules on telemarketing. Fake jobs, fake connections, the actual costs In another scheme, the national director of group sales, Anthony J. Newton, Jeremy S. Colley and I live marketing, also doing business as Network Sales Executive Jobs and sale approved, would have made false statements to the people of employment opportunities. Links According to the FTC complaint, they announced nonexistent sales jobs with good wages and benefits on CareerBuilder.com and other online job sites, and their telemarketers falsely told the people the company has recruited for Fortune 1000 and employers have a unique ability to get interviewed and hired. The FTC alleged that the defendants pay the costs they said covered background checks and other services, and often overloaded, taking 97 million people who have agreed to pay $ 29 or $ 38. They also accused some recurring charges $ 13.71 per month or more without their consent. According to other court documents, the operation generated more than 17,000 complaints to police, online forums, and job boards - CareerBuilder.com has dropped the company from his site due to complaints - and people defrauded of at least $ 8,000,000. "Miracles do happen, but not by spam." Those with their guard down can be unwitting pawns for predators. "Desperate times call for people to convince otherwise reasonable," says Christine Durst, a career at home and Internet security expert and co-founder of RatRaceRebellion.com, which proposes screening jobs working at home. "The recession certainly plays a key role in the gullibility factor increased, "she adds. But there are signs that should make you stop in your tracks, despite your circumstances. "Do not fall for paying incredible - '! Make $ 5000 a week working part time" exaggerated claims of income are a sure sign of a scam, "says Durst. Be wary of an advertisement that arrives as spam in your email. "Miraculously, an ad for work at home has arrived in your mailbox. How this man from Romania have known you were looking for work at home? Miracles do happen, but not by spam, "she said. If you receive unsolicited job offers in your e-mail, they are probably the result of a con man who "harvested" your e-mail from another place frequented by people looking for work. "Put it in your trash folder without going through the" remove me from this list "link you're likely to find at the bottom of the page. The links are often used to confirm that your email address is active, and their use may result in more spam, "she warns. Think carefully before applying for your numbers - whether credit card numbers, social security numbers or bank account numbers. The "SCRAM" Principles Bethany Mooradian, author of I Got Scammed So You Do not Have To!, Sharing his "SCRAM" principles. ? Carefully consider the source. What time of day do they have with you? (Contact abroad happens when you sleep)? What is the IP address of the company located? ? Check the affiliate links, charges and investigations. If it has affiliate links, affiliates earn a commission. ? Research the devil of every dre earphones dre dre headphones dre headphones headphones by dre headphones dre dr dre headphonedetail. Google the company, visit the Better Business Bureau (www.bbb.org) and www.badbusinessbureau.com to begin with, "she said. ? Ask for more information. Generally it is crooks who want to discuss with you employment or an opportunity. Real Employers are inundated with too much to talk about CV, Mooradian added. ? Mouse over the images and links. You can see the real destination image and link simply by hovering your mouse. "This way, if a company uses the Warehouse of America to claim legitimacy, but in reality the links go somewhere else, you'll see in advance," she said. If you remember nothing else, remember this: "If you have to pay for anything," said Joan Mershon, employment and skills trainers, forget it. For example, search for "perpetrators resume" who claim to be connected with recruiters and expense charge of $ 800 or more to resume writing that results in nothing, "said Alexis Moore Survivors in Action, a nonprofit serves victims of crime. "There are many organizations that provide free resume help," she added. Career coach Michael Coritsidis also gives thumbs down to the temporary agency alleged that "guarantee" you a job, but require money up front. "Most legitimate organizations are contracted by companies who pay fees, he said. Finally, trust your intuition. Coritsidis said: "If it sounds too good to be true is too good to be true!"

Last month, IBM (IBM) supercomputer Watson won 1 million dollars on Jeopardy. But the defeat of the computer of Ken Jennings and Brad Rutter was more than just a publicity stunt for International Business Machines. At the heart of Watson's success has been what is called a semantic analysis technology (SAT) - a way for computers to search more intelligent large amounts of data. Businesses use SATMonster Beats IBM and its competitors to increase their profitability through a wide range of applications, including better customer service, more efficient analysis of documents used in the trial, and to discover and arrest financial fraud before it costs money to banks. Companies are getting high returns on investment in SAT, and so can you - by investing in those who provide this technology: IBM and two other companies that you have not heard from BAE Systems (BA) and Autonomy (AU). There are also private companies that could make public if they can take advantage of market growth SAT: Keep an eye on cataphora and Clearwell Systems among potential IPOs. How Watson wins for business But what exactly is SAT? IBM describes it as a technology that allows customers to search a data store complex on the basis of a group of conditions sharing a common sense rather than a simple keyword. Links In Jeopardy, Watson downloaded about 200 million pages of documents - including encyclopedias and screenplays. When Watson got a question, eg, in category "Church and State," Saturday Night Live on the famous "Is not that amazing!" Comment by Dana Carvey, it searches the pages - known as his body - and came with hundreds of possible responses which correspond to certain indices. Then, according tfivefingers o IBM researcher David Gondek, Watson has applied an algorithm to assign a confidence number to each response based in part on the number of connections to the index, and weighed these numbers - to choose the best. In this case, Watson thinks - "The Church Lady" - was correct. Although the application of the SAT is still emerging in the arenas of different cases, three areas appear to be the most promising technology: 1. Improve customer service Sat IBM has used to help insurance companies to convert dissatisfied customers who were preparing to change insurance provider in long-term customers who renew their policies. insurers to Saturday, as IBM helped Japan's Dai-Ichi Life and United States Assurant Solutions, a unit of Assurant (AIZ), increase their incomes by an average of 37% of customers renewing their policies: The number these have increased 119%, according to my interview with IBM's Christian Biecke. Sat revealed that some agents are better customer service to the satisfaction of specific customers, based on matches between certain traits of agents - such as where they grew up - and client characteristics - such as education or income according to my interview with Vice President Assurant, Cameron Hurst. By matching agents with clients, they are likely to perform best with IBM has helped companies boost revenue and profits. 2. Boost productivity litigant During the discovery phase of a trial, lawyers may need to dive into the more than one million documents to find the relatively small number - for example, 50 000 - which will be relevant to their case. Three or four lawyers can spend months - costs $ 500,000 or more customers - to propose a short list of records, only 60% that are relevant to the case, according to the steering systems of Clearwell Marketing Kamal Shah. But thanks to an e-discovery software from companies such as autonomy, and Clearwell Systems cataphora using SAT, litigants may spend about $ 100 000 to obtain 95% accuracy in just a few days, said the cataphora former client Bill Herr, who led the e-discovery for a large chemical company. The effect on the productivity issue is creating a growing market for software e-discovery. 3. Kill financial fraud in the bud Fraud against banks, iVibram Five Fingers nsurance companies and tax authorities is endemic. According to Imam Hoque, Director of Technology Detica, whose parent company, Norkom Systems, was acquired by defense contractor BAE 336 million in January 2011, a particularly important form of financial fraud is called break- out. In a break-out fraud, the author deposits $ 10,000 per month, say, 10 accounts with the credentials of the author flew unsuspecting students without credit history. After several years of regular deposits of the author, the bank decides that these 10 account holders should get loans because of their apparently excellent cash flow. The author is the break-out loans, adopt the accounts, and skips town. Hoque believes that a large bank may lose $ 100 million break-out against fraud - but if that bank goes what I estimate to be approximately $ 2.5 million and several months to install the software Deticaheadphone dr dre dr headphones dr dre earphones doc dre headphones doctor dre headphones dr dre headphones headphones dr dre, it may define the links in the networks of these account holders and to quell financial fraud in the bud. SAT and software recognize the flag, for example, that the 10 account holders are not regular payments from their accounts for things like credit card bills or rent. This will mark the fraud department of the bank to dig deeper to determine that the accounts are wrong, and stop them - before making loans to the fraudster. How you can enjoy In the longer term, the best way for individual investors to gain momentum Sat brings to the productivity of firms may be investing in IPOs corporate e-discovery - should they occur. Of the three companies mentioned, autonomy is the closest thing to a pure-play Sat. She bought the company Zantaz eDiscovery in 2007, when it had sales of 106 million dollars and the market for e-discovery has been growing at 47% per year. Assuming that these sales is growing at 40% per year in 2010, autonomy may have collected about $ 291 million in 2010 sales from its e-discovery Protect software, which represents about 33% of its total 2010 Business of $ 870 million. In addition, SAT is only a small portion of the revenues of other public companies that supply it. For example, income Detica are probably around $ 40 million to $ 50 million - compared to the parent company of BAE 2010 sales of approximately $ 22 billion. Sat IBM and revenues are a tiny fraction of its $ 100 000 000 000 Income in 2010. So if you want to bet on the benefits of future technology Watson, the stock of autonomy may be your best bet for now.

OMAHA, Nebraska-A top executive of Berkshire Hathaway, which was supposed to be on the inside track to one day succeed billionaire Warren Buffett as CEO resigned suddenly. Buffett said Wednesday that the resignation letter David Sokol, delivered by his deputy Monday night, was a "total surprise." But the resignation came less than two weeks after Buffett has learned about the trades made before Sokol actions that Berkshire has announced its $ 9 billion acquisition of chemical company Lubrizol. Buffett said Sokol, wBeats by dreho had served as chairman of Berkshire MidAmerican Energy, and Johns Manville NetJets units, said he wants to spend more time on philanthropy. "As I told you about in the past, my goal is to use the remaining time of my career to invest resources in my family to create the equity and sustainable business which we hope will provide an opportunity to my descendants and the financing of my philanthropic interests, "Sokol wrote. Buffett said on two occasions, most recently two years ago, Sokol had spoken to resign for similar reasons, but Buffett and other board members convinced him to stay with the company. He accepted the resignation Sokol, this time. "I'm totally shocked," said Andy Kilpatrick, the stockbroker-author of "Of Permanent Value, the story of Warren Buffett." "It seemed only minutes ago, as if (Sokol) was the guy." Buffett said he learnfive fingers shoes ed March 19 that Sokol bought 2300 shares of Lubrizol in December, one day after asking an investment banker to contact the manufacturer of specialty chemicals talks about possible deal. Sokol initial shares sold them a week later, but then purchased nearly 100,000 shares of Lubrizol in early January about a week before recommending that Berkshire bid. Buffett said the decision announced on March 14, offering $ 135 in cash for each share of Lubrizol was entirely his own, but that the agreement would not have happened without early efforts Sokol. Buffett said he does not believe that these share purchases were illegal because Sokol facts before he had even suggested the Lubrizol case, and said Sokol says in passing, he had shares in the company during the One is the case under discussion. Buffett also said he has not asked to resign Sokol and Sokol noted that he was told that the stock purchases were not a factor in his decision to leave the company. "Dave contributions have been extraordinary," said Buffett. Buffett declined to comment beyond his statement. Sokol did not immediately respond to a message left Wednesday. Glenn Tongue, a managing partner at investment firm T2Partners, Buffett says he looks like he believed he needed to disclose the purchase Lubrizol Sokol for investors. "It seems like something that would have been uncomfortable with Mr. Buffett," Tongue said. Buffett has repeatedly praised the work Sokol - especially the recovery of NetJets, he oversaw - and many investors have speculated that Sokol was on the shortlist to succeed the company Buffett Vibrams FiveFingers of Omaha, Neb.-based. Sokol addition, other managers Berkshire who are suspected to be potential successors are Ajit Jain, head of the reinsurance division of Berkshire, Greg Abel, president and CEO of MidAmerican, Tony Nicely, Geico and CEO of Burlington Northern Santa Fe CEO Matt Rose. Language Sokol said resignation shows why Buffett was smart not to nominate candidates for next CEO of Berkshire. "To be named a successor Sokol headphones by dr dre by dr dre dr monster monster dr beats headphone beats earphones monster by dreat this point and have him resign would be a bad thing", said the language. Finally, Berkshire plans to split the 80-year employment Buffett into three parts - chief executive officer, president and several managers. Buffett remains healthy and does not intend to retire, but he said the Berkshire board regularly discusses succession and who knows who he choose as CEO if an immediate need arises. Because of the departure Sokol, Buffett said Abel became president of MidAmerican, Todd Raba, president and CEO of Johns Manville, will become president, and Jordan Hansell, president of NetJets, will become president of that unit and CEO. Berkshire owns about 80 subsidiaries, including clothing, furniture and jewelry business, but its insurance and utility companies typically represent more than half the company's net income. It also has major investments in such companies as Coca-Cola Co. and Wells Fargo & Co. Berkshire has over 260,000 employees worldwide, but only 21 at its headquarters in Omaha.

With average gas prices in the United States are at historic highs, many Americans are worried about the cost of filling. The analysts responsible for the recent steady rise in oil prices on the unease about the Middle East and the anticipation of increased global demand as the global economy continues to recover from the recession. According to the AAABeats by dr dre Daily Fuel Gauge Report Tuesday, the national average for self-serve regular unleaded gasoline was $ 3.59 per gallon. That's about 80 cents a gallon more than a year ago and 30 cents a gallon higher than the same day in 2008 when gasoline prices were up to their all-time record high of 4 , $ 11 a gallon, which they hit four months later. Despite the pain Americans feel at the pump, we pay much less than drivers in many other developed countries in the world. Canadians, for example, pay about a third more than U.S. consumers, while Canada is the largest foreign supplier of oil to the United States According to a survey this month of gasoline prices around the world AIRINC, a firm in Cambridge, Mass.-based consulting the price per gallon in Toronto average $ 4.96 for regular grade fuel, while New York, prices at the pump averaged $ 3.82. Even the Canadian prices are bargains compared to those in several European countries and some in Africa and Asia. Among the nations with the highest prices of gas: Turkey, Eritrea and Norway. Ivibrams five fingers stanbul residents pay the equivalent of $ 9.63 a gallon, according to the survey AIRINC, while those in the Eritrean capital, Asmara, and Oslo were not far behind with prices per gallon from $ 9.59 and $ 9.27 respectively. Greece, Denmark, Sweden, Belgium, the United Kingdom and the Netherlands are also among the countries with higher prices of gasoline worldwide, with drivers to pay at least $ 8 a gallon. In Libya, the low price (but high risk) at the pump However, it is unlikely that many American consumers take comfort in knowing that they spend less on gasoline than their counterparts elsewhere. Links "I doubt that many Americans are concerned about what others are paying overseas or outside the United States," said AAA spokesman Troy Green. This is especially true for those living paycheck to pay or on fixed incomes or who were unemployed long term, "he said. "When you look at these three groups, it is really hard on them right now." Despite ample supplies of crude oil prices have risen steadily since last summer. Civil unrest in the Middle East is one reason that some operators have been pushed up oil prices. On Tuesday, crude prices remained above 104 dollars a barrel in trading on the New York Mercantile Exchange. Yet, while gas prFiveFingers Shoes ices in the United States and many other countries continue to increase, prices in Libya, which was the scene of some of the most bloody chaos in the region recently, remained relatively stable at around 54 cents a gallon, according AIRINC spokesman Scott Sutton. Libya, like many of his fellow OPEC countries, has among the cheapest gas in the world, thanks to government subsidies. Sutton noted, however, that amid the current turmoil in their country, many Libyans are too afraid to fill up for fear of being shot. Other countries where gas prices remain at bargain including Venezuela, Saudi Arabia, Turkmenistan, Bahrain, Kuwait and Qatar. In the cities of each country, pump prices were well below $ 1 a gallon, according to the survey AIRINC. In the monster dre dre monster beats headphones headphones beats monster beat by dre dre dre beats headphones beats dre headphones beats by dre headphoneVenezuelan capital of Caracas, gasoline has been heavily subsidized sales of only 6 cents a gallon. That gas prices in the U.S. will head lower or even creep higher in coming weeks in advance of the summer driving season remains unknown. After prices peaked in the summer of 2008, few analysts predicted they would quickly fall to their lowest level in years - but they fell to a national average of $ 1.62 a gallon on 30 December 2008, according to AAA. "This is a reckless practice to try to predict what long-term gas prices will be a measure of precision," says Green of AAA. "You do not know."

She cites a case in point: 6000 complaints were filed in the area it has to manage and 3000 judgments are Waiting. Michel Mercier, very discreet keeper of thecheap beats by dr dre seals, had mentioned in an interview with Ouest-France, the creation of a number Thus jobs in the field of justice: he was, then the number of 485. It does prevent that notwithstanding the reassuring news from the minister, the whole world of justice is more than pessimistic. The previous government actions have not worked and it is urgent to improve the situation. This is the point of view,Lady Gaga Heartbeats Monster Beats Solo first, the judiciary but also of clerks and lawyers who have devoted this day of March 29 not only to express their dissatisfaction and concerns but also their expectations. Sourcesz; lexpress.fr, West france.fr, bfmtv Mathilde Lizé If we must expect more from publishers, you can not blame them for playing the card of the variety of the launch of the 3DS football, auto racing, combat, infiltration, adventure ... The types are increasing. Many securities are barely passable, but some settle and are worth equipping. Super Street Fighter IV, 3D Edition (Capcom) If we had only one request, it would probably be this one. The game knows no major change from its Double home console, fivefingers but this version is found in all the sensations of the famous fighting game. Enjoying almost the same workability as HD machines, and providing at least talented fighters the ability to chain beautiful combinations via the touch screen, the pleasure is immediate. With 35 characters, a multitude of challenges, modes local multiplayer and online, this is not a light adaptation, but a real game, complete and true to the original, which is proposed. Because of its richness and magnificent achievement, Super Street Fighter IV stands out as the best 3D fighting game on a handheld that is sure to be difficult to dethrone. Since the launch of the first DS, Nintendo's virtual dogs arrive for us melt with pleasure, and this time they are accompanied by cats. Always so cute, pets, and are displayed in 3D made even better. There are around thirty breeds of dogs for only three cats, but they boiled are so cute thatVibram Five Fingers Bikila Vibram Five Fingers Classic it is impossible to resist when they lick the screen in hopes of having hugs. We regret that the improvements are rare compared to the first title, but the addition of cats, news competitions and the successful integration of fun and augmented reality catching up with things well. The concept works yet, even if the game is redundant. We do will repeat it enough, Nintendogs is a concentrated sweetness.

She cites a case in point: 6000 complaints were filed in the area it has to manage and 3000 judgments are Waiting. Michel Mercier, very discreet keeper of thecheap beats by dr dre seals, had mentioned in an interview with Ouest-France, the creation of a number Thus jobs in the field of justice: he was, then the number of 485. It does prevent that notwithstanding the reassuring news from the minister, the whole world of justice is more than pessimistic. The previous government actions have not worked and it is urgent to improve the situation. This is the point of view,Lady Gaga Heartbeats Monster Beats Solo first, the judiciary but also of clerks and lawyers who have devoted this day of March 29 not only to express their dissatisfaction and concerns but also their expectations. Sourcesz; lexpress.fr, West france.fr, bfmtv Mathilde Lizé If we must expect more from publishers, you can not blame them for playing the card of the variety of the launch of the 3DS football, auto racing, combat, infiltration, adventure ... The types are increasing. Many securities are barely passable, but some settle and are worth equipping. Super Street Fighter IV, 3D Edition (Capcom) If we had only one request, it would probably be this one. The game knows no major change from its Double home console, fivefingers but this version is found in all the sensations of the famous fighting game. Enjoying almost the same workability as HD machines, and providing at least talented fighters the ability to chain beautiful combinations via the touch screen, the pleasure is immediate. With 35 characters, a multitude of challenges, modes local multiplayer and online, this is not a light adaptation, but a real game, complete and true to the original, which is proposed. Because of its richness and magnificent achievement, Super Street Fighter IV stands out as the best 3D fighting game on a handheld that is sure to be difficult to dethrone. Since the launch of the first DS, Nintendo's virtual dogs arrive for us melt with pleasure, and this time they are accompanied by cats. Always so cute, pets, and are displayed in 3D made even better. There are around thirty breeds of dogs for only three cats, but they boiled are so cute thatVibram Five Fingers Bikila Vibram Five Fingers Classic it is impossible to resist when they lick the screen in hopes of having hugs. We regret that the improvements are rare compared to the first title, but the addition of cats, news competitions and the successful integration of fun and augmented reality catching up with things well. The concept works yet, even if the game is redundant. We do will repeat it enough, Nintendogs is a concentrated sweetness.